P2P CARE LENDING · REGULATED PARTNERS ONLY
A regulated way for care financing to reach families who need support.
Rare Earth Care supports P2P-style care financing only through licensed platforms and regulated partners — with full risk disclosure and no return guarantees.
Regulated-partner notice
Rare Earth Care does not directly operate P2P lending. It does not hold lender or borrower funds. It does not guarantee returns or repayment. India: any P2P activity is enabled only through an RBI-registered NBFC-P2P partner. Europe: lending-based crowdfunding is enabled only through authorised European Crowdfunding Service Providers.
Lender warning
P2P care lending involves risk. Lenders may lose principal or interest. Rare Earth Care does not guarantee repayment, recovery, returns, or borrower performance. Participation is available only through regulated partners where legally permitted.
Borrower warning
Care financing is a financial obligation. Borrowers should borrow only what they can repay. Approval, pricing, interest, repayment terms and collections are handled only by regulated financial partners.
How it works legally
A six-step regulated journey.
1. Care need verified
Rare Earth Care validates the care purpose and scope.
2. Borrower referred
Request is referred to an authorised lending, NBFC-P2P, bank or crowdfunding partner.
3. KYC & assessment
Borrower/lender onboarding, KYC, underwriting and suitability checks happen at the regulated partner.
4. Risk disclosures
Lenders see risk disclosures. No repayment is guaranteed.
5. Regulated rails
Funds move only through regulated bank, escrow, payment or platform rails as required by law.
6. Care reporting
Where legally permitted, Rare Earth Care provides care invoice records and expense usage reports.
Waitlist
Join the regulated P2P Care Lending waitlist.
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